Important Plan Requirements
Coverage will be effect 24 hours-a-day, including vacation periods. Students will be insured at home, at school, or while traveling anywhere in the world. This includes vacation periods during the period covered by the semester premium.
UniCare Life and Health Insurance Company reserves the right to examine the person whose injury or sickness is the basis of claim as often as it may reasonably require during continuance of the claim.
No legal action shall be brought to recover on the policy prior to the expiration of 60 days after proof of loss has been filed. Nor shall action be brought after three years from the time within which proof of loss is required by the policy.
Following submission of a Student Health Insurance Plan waiver, the student will not be allowed to obtain health insurance coverage through the UNC Student Health Insurance Plan until the next academic semester. The student will be allowed to obtain coverage immediately if proof is presented to the UNC Student Health Insurance Office that the student became ineligible for coverage under an employer-sponsored group health insurance plan in the 30 days immediately preceding the student's application for coverage under the UNC Plan.
Mental Health/Substance Abuse Care
Pregnancy and Newborn Benefits
